Title: Pojištění vývozních úvěrů v současné ekonomické situaci
Other Titles: The export credit insurance in current economic situation
Authors: Böhm, Arnošt
Tůmová, Kristýna
Citation: E+M. Ekonomie a Management = Economics and Management. 2010, č. 3, s. 72-82.
Issue Date: 2010
Publisher: Technická univerzita v Liberci
Document type: článek
URI: http://www.ekonomie-management.cz/archiv/vyhledavani/detail/701-pojisteni-vyvoznich-uveru-v-soucasne-ekonomicke-situaci/
ISSN: 1212-3609 (Print)
2336-5604 (Online)
Keywords: kreditové pojištění;obchodní rizika;teritoriální rizika;státní podpora
Keywords in different language: credit insurance;commercial risks;teritorial risks;state support
Abstract in different language: Credit insurance market is today one of the important segments of domestic, European and world insurance market. As most economies face downturn as well as does the international trade, credit insurance is used intensively, mainly the state supported part. It may be an instrument of support of bank credit activities financing the international trade and therefore an obvious impulse that turns the entrepreneurs onto increase of their business activities. Long-term process of unification of forms, methods and instruments used in export credit ins- urance is observed, as well as in other insurance fields. Nevertheless, this is not a single insurance market as we can see in other insurance businesses. This could be only possible in cas e ih e ins- urance I S provided on commercial basis with commercial reinsurance. State budget fulfils the role of reinsurance in state supported insurance. Therefore it is difficult to talk single insurance market based on the right to set the branches or provide services. Another way of "harmonization" is observed. It is unification of rules for state support in order to support competitiveness of individual OECD exporters but still keep the discipline in export support. Thus the rules for financing and insurance of export credits and investments were dealt within OECD. The rules include the ways of description of territorial risks of individual countries, setting the insurance rates, terms of supported export credits or level of insurance cover. These rules were implemented into EU legal system and member states legal systems. Following these rules could bring the benefit of weaker protectionism which is more observed in these days of hard economic situation.
Rights: © Technická univerzita v Liberci
CC BY-NC 4.0
Appears in Collections:Číslo 3 (2010)
Číslo 3 (2010)

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